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Remortgages

Considering remortaging?

Contact Clements Financial today, simply click the button below to discuss the best remortgage options for you

WHAT IS A REMORTGAGE?

Remortgaging is the act of switching your existing mortgage to a new deal, with a different provider. You’re not moving house and the new mortgage is still secured against the same property.

You may want to remortgage if :

  • You’re coming to the end of your existing rate
  • You want to reduce your monthly mortgage payment amounts.
  • Are interested in paying off a mortgage earlier, to raise capital, home improvements or to consolidate other more expensive short term debts.

INITIAL APPOINTMENT

When applying for a mortgage, the initial appointment is referred to as a ‘fact find’. This enables the advisor to work out what options are available to you.

We’ll ask about your income, expenditure and lifestyle, as well as any other information that could impact your financial situation.

The advice we give is based on the information you provide. It’s essential that you’re open and honest about your current situation.

At this stage we’ll also discuss your solicitor options.

Remember you require the following documents for this appointment

  • 3 months payslips if employed/ 2 years SA302’s and tax year overviews if self employed/ 2 years full accounts if a limited company
  • 3 months bank statements for all current accounts you hold
  • Photo Verification
  • Proof of address
  • Proof of deposit

Would you like to discuss a remortgage?

If you’d like to discuss your best remortgage options, please get in touch.